#earlyretirement

58,955 posts

Reposted from @how2achieve.goals -  The reality of how they live 
Tag someone who need to see this. - #facts #truth #wisdom #knowledge #knowyourworth #goalminded #factsoflife #payattention #stayfocused #lifeisablessing #successmindset #successfulretirement #success #dofornow #makeithappennow #makeithappen #bewise #earlyretirement #knowledgeispower #humanity #knowledgeofself #wiser #dalilama #regrann

Reposted from @how2achieve.goals - The reality of how they live Tag someone who need to see this. - #facts #truth #wisdom #knowledge #knowyourworth #goalminded #factsoflife #payattention #stayfocused #lifeisablessing #successmindset #successfulretirement #success #dofornow #makeithappennow #makeithappen #bewise #earlyretirement #knowledgeispower #humanity #knowledgeofself #wiser #dalilama #regrann - 2 hours ago

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#Repost @millionaire_mentor
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#retirementgoals #401k #earlyretirement #retireyoung #personalfinance #financialgoals #wealthmanagement #financialtips #financialplan #financialindependence #financialsecurity #financialliteracy #financialplanning #wealthbuilding #moneymanagement #financetips #financialeducation #financialadvisor #insurancecompany #businessrisk #insuranceconsultant #Planning #businessmentor #businessadvice

#Repost @millionaire_mentor • • • • • • #retirementgoals #401k #earlyretirement #retireyoung #personalfinance #financialgoals #wealthmanagement #financialtips #financialplan #financialindependence #financialsecurity #financialliteracy #financialplanning #wealthbuilding #moneymanagement #financetips #financialeducation #financialadvisor #insurancecompany #businessrisk #insuranceconsultant #Planning #businessmentor #businessadvice - 3 hours ago

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The moment you are caught up in implementing your ideas and neglect the suggestions/complaints made by your customers, then you are on the move to failure in already successful business.
Always Listen...they will tell you what to sell to them.
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#investorsgroup #investing #wallstreet #stocks #business #million #billion #passiveincome #moneymaking #retirement #Discipline #daytrader #investor #entrepreneur #earnmoney #businessman #business #entrepreneurship #stocks #bitcoin #hustle #finance #younginvestor #motivation #goals #financialfreedom #invest #diy #savings #earlyretirement #retireyoung

The moment you are caught up in implementing your ideas and neglect the suggestions/complaints made by your customers, then you are on the move to failure in already successful business. Always Listen...they will tell you what to sell to them. .... .... #investorsgroup  #investing  #wallstreet #stocks  #business  #million  #billion #passiveincome  #moneymaking  #retirement #Discipline #daytrader  #investor #entrepreneur  #earnmoney  #businessman #business  #entrepreneurship  #stocks #bitcoin  #hustle  #finance #younginvestor #motivation  #goals  #financialfreedom #invest  #diy #savings #earlyretirement #retireyoung - 3 hours ago

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Life Changing Tips 👌

#compoundinterest #lasvegas #earlyretirement 
#passiveincome #grind #millionairemindset
#financialeducation #losangeles #tips #financialfreedom #wisdom #hustle #money
#davidbach #babysteps #besuccessful #theautomaticmillionaire

Life Changing Tips #compoundinterest #lasvegas #earlyretirement #passiveincome #grind #millionairemindset #financialeducation #losangeles #tips #financialfreedom #wisdom #hustle #money #davidbach #babysteps #besuccessful #theautomaticmillionaire - 3 hours ago

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We just remembered we are tourists here on Koh Samui so we jumped in the truck and ventured out to an attraction that’s only 10 kilometers from the house 🇹🇭😀👉
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The Secret Buddha Garden (Tarnim Magic Garden) was a bit tricky to reach up on Khun Nim Peak. We are so glad we had the 4wd truck from our housesitter home to get up there 🙏
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This place looks like it could be 200 years old but apparently it was created by a retired durian farmer on his family property between 1976 and 1990, starting when he was 77 years old 😲
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I heard a saying the other day - No matter what you do, the jungle will always reclaim the land 🌴💪🌳
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Visiting the garden is not free (80 baht per person) like most of our excursions but it is beautiful and so worth seeing, especially if you go early and experience it without other tourists ❤️
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The garden is full of life size statues depicting the mythology of Thai Buddhism 🙏☸️
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If you have been there what did you think❓
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#alloptionsconsidered #itsjustusalix2 #thailand #kohsamui #magicgarden #secretbuddhagarden
#financialindependence #financialfreedom #earlyretirement #financialindependenceretireearly #firemovement
#southeastasiatravel #travelsoutheastasia 
#uniquetravel #nomadlife #travellifestyle #travelcommunity #travelislife #lifewelltraveled #travelingthroughtheworld
#housesitting
#nomadlife #homeful #travellifestyle 
#budgettravel
#travelblogger #travelcouple 
#gaytraveling #lesbiantravel #lesbiantravelcouple

We just remembered we are tourists here on Koh Samui so we jumped in the truck and ventured out to an attraction that’s only 10 kilometers from the house 🇹🇭😀 . The Secret Buddha Garden (Tarnim Magic Garden) was a bit tricky to reach up on Khun Nim Peak. We are so glad we had the 4wd truck from our housesitter home to get up there . This place looks like it could be 200 years old but apparently it was created by a retired durian farmer on his family property between 1976 and 1990, starting when he was 77 years old . I heard a saying the other day - No matter what you do, the jungle will always reclaim the land 🌳 . Visiting the garden is not free (80 baht per person) like most of our excursions but it is beautiful and so worth seeing, especially if you go early and experience it without other tourists ️ . The garden is full of life size statues depicting the mythology of Thai Buddhism ☸️ . If you have been there what did you think . . . . . . . . . . . . . #alloptionsconsidered #itsjustusalix2 #thailand #kohsamui #magicgarden #secretbuddhagarden #financialindependence #financialfreedom #earlyretirement #financialindependenceretireearly #firemovement #southeastasiatravel #travelsoutheastasia #uniquetravel #nomadlife #travellifestyle #travelcommunity #travelislife #lifewelltraveled #travelingthroughtheworld #housesitting #nomadlife #homeful #travellifestyle #budgettravel #travelblogger #travelcouple #gaytraveling #lesbiantravel #lesbiantravelcouple - 3 hours ago

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Ouch - today we had a pair of bills to pay coming in at $721.10. That's never fun. But you need water to live, and the safety net of car insurance in case anything ever goes wrong. The good news is we managed to drop these bills by $21.40 compared to last year! Take THAT inflation!⠀
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But it also really shows the importance of having a budget. Thanks to tracking all of our expenses for the last three years we knew exactly when to expect to see these bills come in, and knew how much money to set aside.⠀
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So even though $721.10 is a lot of money (and we're REALLY sad to part ways with it!) it wasn't a surprise, and our finances are on a steady course. Find out more about budgeting and how it can help your finances at: https://hishermoneyguide.com/we-need-to-talk-budgets/⠀
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#bills #insurance #money #finance #moneymanagement #personalfinance  #frugal #savings #expenses #retireearly #earlyretirement #wealth #progress #budgetsandbudgeting #cheap #personalfinance #budget #budgeting #debtfreecommunity #ozdebtfreecommunity #financialfreedom #financialindependence #blog #financialplanning #bills #savemoney #daveramsey #debtfreejourney #moneytin

Ouch - today we had a pair of bills to pay coming in at $721.10. That's never fun. But you need water to live, and the safety net of car insurance in case anything ever goes wrong. The good news is we managed to drop these bills by $21.40 compared to last year! Take THAT inflation!⠀ ⠀ But it also really shows the importance of having a budget. Thanks to tracking all of our expenses for the last three years we knew exactly when to expect to see these bills come in, and knew how much money to set aside.⠀ ⠀ So even though $721.10 is a lot of money (and we're REALLY sad to part ways with it!) it wasn't a surprise, and our finances are on a steady course. Find out more about budgeting and how it can help your finances at: https://hishermoneyguide.com/we-need-to-talk-budgets/⠀ ⠀ #bills #insurance #money #finance #moneymanagement #personalfinance #frugal #savings #expenses #retireearly #earlyretirement #wealth #progress #budgetsandbudgeting #cheap #personalfinance #budget #budgeting #debtfreecommunity #ozdebtfreecommunity #financialfreedom #financialindependence #blog #financialplanning #bills #savemoney #daveramsey #debtfreejourney #moneytin - 4 hours ago

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I’ve finally gotten around to writing about our tiny, #frugal wedding! Read all about it, new on the blog. Link in profile!

I’ve finally gotten around to writing about our tiny, #frugal wedding! Read all about it, new on the blog. Link in profile! - 4 hours ago

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US Bulls

#OzMarketMan #RisingStocks #BullMarket #OptionsTrading #S&P #NYSE #Nasdaq #USStocks #USOptions #FinancialFreedom #EarlyRetirement #MoneyGoals #BullPut #NYSERising #TechnicalIndicators #StockGains #LongGains #3UP #Investing #FinTech #OpeningBell #ClosingBell

US Bulls #OzMarketMan #RisingStocks #BullMarket #OptionsTrading #S &P #NYSE #Nasdaq #USStocks #USOptions #FinancialFreedom #EarlyRetirement #MoneyGoals #BullPut #NYSERising #TechnicalIndicators #StockGains #LongGains #3UP #Investing #FinTech #OpeningBell #ClosingBell - 6 hours ago

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US Bears 
#OzMarketMan #SinkingStocks #BearMarket #OptionsTrading #S&P #NYSE #Nasdaq #USStocks #USOptions #FinancialFreedom #EarlyRetirement #MoneyGoals #BearCall #NYSEFalling #TechnicalIndicators #StockFalls #ShortGains #3Down #Investing #FinTech #OpeningBell #ClosingBell

US Bears #OzMarketMan #SinkingStocks #BearMarket #OptionsTrading #S &P #NYSE #Nasdaq #USStocks #USOptions #FinancialFreedom #EarlyRetirement #MoneyGoals #BearCall #NYSEFalling #TechnicalIndicators #StockFalls #ShortGains #3Down #Investing #FinTech #OpeningBell #ClosingBell - 6 hours ago

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Aussie Bears

#OzMarketMan #SinkingStocks #BearMarket #OptionsTrading #ASX #AustralianStocks #AustralianOptions #FinancialFreedom #EarlyRetirement #MoneyGoals #BearCall #ASXFalling #TechnicalIndicators #StockFalls #ShortGains #3Down #Investing #FinTech #OpeningBell #ClosingBell

Aussie Bears #OzMarketMan #SinkingStocks #BearMarket #OptionsTrading #ASX #AustralianStocks #AustralianOptions #FinancialFreedom #EarlyRetirement #MoneyGoals #BearCall #ASXFalling #TechnicalIndicators #StockFalls #ShortGains #3Down #Investing #FinTech #OpeningBell #ClosingBell - 6 hours ago

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Aussie Bulls

#OzMarketMan #RisingStocks #BullMarket #OptionsTrading #ASX #AustralianStocks #AustralianOptions #FinancialFreedom #EarlyRetirement #MoneyGoals #BullPut #ASXRising #TechnicalIndicators #StockGains #LongGains #3UP #Investing #FinTech #OpeningBell #ClosingBell

Aussie Bulls #OzMarketMan #RisingStocks #BullMarket #OptionsTrading #ASX #AustralianStocks #AustralianOptions #FinancialFreedom #EarlyRetirement #MoneyGoals #BullPut #ASXRising #TechnicalIndicators #StockGains #LongGains #3UP #Investing #FinTech #OpeningBell #ClosingBell - 6 hours ago

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LA TERRIBILE VERITÀ RIGUARDO AL DEBITO E COME POSSA CAUSARE LA TUA MORTE FINANZIARIA 
Il debito è il responsabile dalla maggior parte dei decessi finanziari. 
Tante persone ogni anno vengono letteralmente strangolate dai debiti. 
Se vuoi migliorare le tue condizioni economiche, devi per forza conoscere questa grave "malattia" e imparare a curarla. 
Come? CLICCANDO QUA SOTTO E LEGGENDO L'ARTICOLO!!! 😉 
https://wp.me/pah3tR-4p

#run2thefire #redditopassivo #libertafinanziaria #indipendenzafinanziaria #profitti #focus #denaro #cashflow #successo #investment #trading #forex #soldi #earlyretirement #passiveincome #FIRE #educazionefinanziaria #risparmiare

LA TERRIBILE VERITÀ RIGUARDO AL DEBITO E COME POSSA CAUSARE LA TUA MORTE FINANZIARIA Il debito è il responsabile dalla maggior parte dei decessi finanziari. Tante persone ogni anno vengono letteralmente strangolate dai debiti. Se vuoi migliorare le tue condizioni economiche, devi per forza conoscere questa grave "malattia" e imparare a curarla. Come? CLICCANDO QUA SOTTO E LEGGENDO L'ARTICOLO!!! https://wp.me/pah3tR-4p #run2thefire #redditopassivo #libertafinanziaria #indipendenzafinanziaria #profitti #focus #denaro #cashflow #successo #investment #trading #forex #soldi #earlyretirement #passiveincome #FIRE #educazionefinanziaria #risparmiare - 6 hours ago

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Oldy but goody.
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#wealth #blackwealth #debtfreecommunity #earlyretirement #retirement #investing #debtfree #cashflow #blackhistorymonth #blackfuturemonth #beyonce #21savage #ynwmelly #gucci #gucciboycott #tip #ass #titties #lacefronts #weed #CBD #herbalife #travel #hiphop #BET #credlodollar

Oldy but goody. swipe left - - - - - - #wealth #blackwealth #debtfreecommunity #earlyretirement #retirement #investing #debtfree #cashflow #blackhistorymonth #blackfuturemonth #beyonce #21savage #ynwmelly #gucci #gucciboycott #tip #ass #titties #lacefronts #weed #CBD #herbalife #travel #hiphop #BET #credlodollar - 6 hours ago

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friendly reminder to take care of your mental health so you don’t have to be hooked up on some pretentious breathing app for $800 a visit. Lmao. (Somehow it works btw) #shoppingischeaperthantherapy#mentalhealthawareness#ptsd#depression#anxiety#injuredworker#earlyretirement

friendly reminder to take care of your mental health so you don’t have to be hooked up on some pretentious breathing app for $800 a visit. Lmao. (Somehow it works btw) #shoppingischeaperthantherapy #mentalhealthawareness #ptsd #depression #anxiety #injuredworker #earlyretirement - 6 hours ago

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We’ve just arrived home from our cruise and I found #workoptional in my mailbox! I’ve been a longtime #fangirl of @our_nextlife and was so excited when she announced she was writing a book. I almost never buy new books anymore but last month, I pre-ordered this as a birthday present to myself. I’m so excited to dive in and get more of the inspiration I’ve always been able to find through Tanja’s writing!

We’ve just arrived home from our cruise and I found #workoptional in my mailbox! I’ve been a longtime #fangirl of @our_nextlife and was so excited when she announced she was writing a book. I almost never buy new books anymore but last month, I pre-ordered this as a birthday present to myself. I’m so excited to dive in and get more of the inspiration I’ve always been able to find through Tanja’s writing! - 7 hours ago

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It seems like everywhere I go today, all I see is #love!

#venicebeach #earlyretirement #snowbirds #thebestchapter

It seems like everywhere I go today, all I see is #love ! #venicebeach #earlyretirement #snowbirds #thebestchapter - 7 hours ago

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This special group gets the inside scoop on products, services, stock movements, investing, money making ideas etc. If you are not in it, you are missing out!

#divineconnectionsfmc #exclusivegroup #exclusive #financialnews #Empowerment #financialliteracycoach #entrepreneurship #FinancialLiteracy #FinancialFreedom #financialcoaching #financialeducator #teacher #learning #finance #budgeting #loveoflearning #loveoflearning❤️ #privategroupcoaching #texttojoin #tedriamartin #helpingothers #financiallylit #financialconsultant #earlyretirement

This special group gets the inside scoop on products, services, stock movements, investing, money making ideas etc. If you are not in it, you are missing out! #divineconnectionsfmc #exclusivegroup #exclusive #financialnews #Empowerment #financialliteracycoach #entrepreneurship #FinancialLiteracy #FinancialFreedom #financialcoaching #financialeducator #teacher #learning #finance #budgeting #loveoflearning #loveoflearning #privategroupcoaching #texttojoin #tedriamartin #helpingothers #financiallylit #financialconsultant #earlyretirement - 7 hours ago

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Comment “AGENT” for more info 
#workfromhome #beyourownboss #taxdeductions #writeoffs #bossmoves #timefreedom #levelup #financialfreedom #credit #conversationstarter #earlyretirement

Comment “AGENT” for more info #workfromhome #beyourownboss #taxdeductions #writeoffs #bossmoves #timefreedom #levelup #financialfreedom #credit #conversationstarter #earlyretirement - 8 hours ago

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Hi! My name is Chelsea! Aka The Crypto Goddess 🤑 I help people navigate #cryptocurrency and also help people learn about  investments in all areas including Film Finance, mortgages, ect, What has made me an “expert”? Well, I’ve made a lot, lost a lot, made a lot. Tons of experience in investments both good ones and lessons has helped me to determine safest and best returns. Ask me, I’ll help you so you don’t have to make the same mistakes I’ve made in the past to learn. This year Crypto is at a good price for you to accumulate, next year I have a feeling it will take off again 🔮 Focus on good technology as well as asset backed crypto 🤑
Www.thecryptogoddess.com

Hi! My name is Chelsea! Aka The Crypto Goddess 🤑 I help people navigate #cryptocurrency and also help people learn about investments in all areas including Film Finance, mortgages, ect, What has made me an “expert”? Well, I’ve made a lot, lost a lot, made a lot. Tons of experience in investments both good ones and lessons has helped me to determine safest and best returns. Ask me, I’ll help you so you don’t have to make the same mistakes I’ve made in the past to learn. This year Crypto is at a good price for you to accumulate, next year I have a feeling it will take off again Focus on good technology as well as asset backed crypto 🤑 Www.thecryptogoddess.com - 8 hours ago

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I'm not surprised. While it sucks to "owe" the government, there are upsides to it as well.
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Technically, we were able to "use" the government's money almost as an interest free loan to invest and make money from it. So, while it may feel like we are "losing" money, we technically gained some money from the money that we did not "lend" to the government interest free. (Trying to make myself feel better here y'all!).
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While we have the finances to pay off this somewhat big bill, we are thinking that we need to 1) update our withholdings to better reflect our taxes so we can zero out [not owe or get anything back] and 2) potentially creating a sinking fund for it.
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What about you? Do you owe? If so, what do you make of it?
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#FIRE #FIREmovement #FIREcommunity #FIcommunity #financialindependence #financialresponsibility #financialfreedom #debtfreecommunity #debtfreeliving #debtfree #earlyretirement #retireearly #livelikenooneelse #personalfinance #onabudget #budgetlife #budgeting #savings #investments #frugoaltofire

I'm not surprised. While it sucks to "owe" the government, there are upsides to it as well. • Technically, we were able to "use" the government's money almost as an interest free loan to invest and make money from it. So, while it may feel like we are "losing" money, we technically gained some money from the money that we did not "lend" to the government interest free. (Trying to make myself feel better here y'all!). • While we have the finances to pay off this somewhat big bill, we are thinking that we need to 1) update our withholdings to better reflect our taxes so we can zero out [not owe or get anything back] and 2) potentially creating a sinking fund for it. • What about you? Do you owe? If so, what do you make of it? • #FIRE #FIREmovement #FIREcommunity #FIcommunity #financialindependence #financialresponsibility #financialfreedom #debtfreecommunity #debtfreeliving #debtfree #earlyretirement #retireearly #livelikenooneelse #personalfinance #onabudget #budgetlife #budgeting #savings #investments #frugoaltofire - 9 hours ago

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INVEST IN YOURSELF 
MAKEMOREMONEY
#stealthwealth #biggerpockets #earlyRetirement #Fire #financialfreedom #millennialsretireyoung #retireyoung #personalfinance #moneygoals #debtfreecommunity #debtfreejourney #success #investments #financetips #moneytips #financialindependence #savings #save #debtfreeliving #frugal #daveramsey #creditscore #finances #frugalliving #financialgoals #savemoney #millionairemindset #debtfreedom #buildwealth

INVEST IN YOURSELF MAKEMOREMONEY #stealthwealth #biggerpockets #earlyRetirement #Fire #financialfreedom #millennialsretireyoung #retireyoung #personalfinance #moneygoals #debtfreecommunity #debtfreejourney #success #investments #financetips #moneytips #financialindependence #savings #save #debtfreeliving #frugal #daveramsey #creditscore #finances #frugalliving #financialgoals #savemoney #millionairemindset #debtfreedom #buildwealth - 9 hours ago

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What does self love look like to you?

For me, it’s not something I ever thought about until the last couple of years... But as I’ve been on this journey, taking really conscious strides to achieve some big goals in creating a life I design, on my terms... I’ve really started to get in touch with these concepts like self love and self care and boundaries and things like this... For me, loving myself looks a lot like acceptance of my flaws - not embracing them and “consequences be damned” - but embracing them, learning why they are there and choosing whether to allow them to stick with you or to let them go by developing new habits... Self love looks like wanting the best for myself and taking steps to make good choices and live my best life... Self love is letting people help me when I need it, and not beating myself up for not being perfect...and sometimes it’s letting myself have dessert. 
It’s a learning process for sure... Love to hear your thoughts...?

What does self love look like to you? For me, it’s not something I ever thought about until the last couple of years... But as I’ve been on this journey, taking really conscious strides to achieve some big goals in creating a life I design, on my terms... I’ve really started to get in touch with these concepts like self love and self care and boundaries and things like this... For me, loving myself looks a lot like acceptance of my flaws - not embracing them and “consequences be damned” - but embracing them, learning why they are there and choosing whether to allow them to stick with you or to let them go by developing new habits... Self love looks like wanting the best for myself and taking steps to make good choices and live my best life... Self love is letting people help me when I need it, and not beating myself up for not being perfect...and sometimes it’s letting myself have dessert. It’s a learning process for sure... Love to hear your thoughts...? - 9 hours ago

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I’m blessed to finally understand the true meaning of my life. #millionaire #daddysgirl #matermack #simplelife #memmories #earlyretirement #dontmesswithmykids

I’m blessed to finally understand the true meaning of my life. #millionaire #daddysgirl #matermack #simplelife #memmories #earlyretirement #dontmesswithmykids - 10 hours ago

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#investment  #investor  #businessowner  #earlyretirement  #knowledge #growth

#investment #investor #businessowner #earlyretirement #knowledge #growth - 10 hours ago

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#Repost @frugoaltofire with @get_repost
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I love this quote because it is so true.
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Since we have no consumer debt to worry about AND we have a pretty good nest egg so far (we are in the top 2% in networth for people our age), we no longer feel the crushing burden or pressure to constantly over perform at the expense of family or health just to have 1) job security and 2) get a promotion.
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Don't get me wrong, we are very grateful for our jobs because it has provided the means for us to be on this path. What I'm talking about here is the freedom to leave jobs when they've become unhealthy, toxic, or no longer serve our goals. This is what financial independence brings, the ability to walk away at any time.
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Both of us have strong work ethic, so at the end of the day, we still end up getting recognition and "promotions" at work. But we don't set out to overwork ourselves just to prove a point. We just go in, do what we need to do well, peace out, and leave work at work.
•
Nowadays, we take sick days and PTOs without any guilt and set clear boundaries with work (i.e. no late night emails or always being "on-call") because we know, they need us more than we need them, and that's one of the best feelings ever!
•
#FIRE #FIREmovement #FIREcommunity #FIcommunity #financialindependence #financialresponsibility #financialfreedom #debtfreecommunity #debtfreeliving #debtfree #earlyretirement #retireearly #livelikenooneelse #personalfinance #onabudget #budgetlife #budgeting #savings #investments #frugoaltofire

#Repost @frugoaltofire with @get_repost ・・・ I love this quote because it is so true. • Since we have no consumer debt to worry about AND we have a pretty good nest egg so far (we are in the top 2% in networth for people our age), we no longer feel the crushing burden or pressure to constantly over perform at the expense of family or health just to have 1) job security and 2) get a promotion. • Don't get me wrong, we are very grateful for our jobs because it has provided the means for us to be on this path. What I'm talking about here is the freedom to leave jobs when they've become unhealthy, toxic, or no longer serve our goals. This is what financial independence brings, the ability to walk away at any time. • Both of us have strong work ethic, so at the end of the day, we still end up getting recognition and "promotions" at work. But we don't set out to overwork ourselves just to prove a point. We just go in, do what we need to do well, peace out, and leave work at work. • Nowadays, we take sick days and PTOs without any guilt and set clear boundaries with work (i.e. no late night emails or always being "on-call") because we know, they need us more than we need them, and that's one of the best feelings ever! • #FIRE #FIREmovement #FIREcommunity #FIcommunity #financialindependence #financialresponsibility #financialfreedom #debtfreecommunity #debtfreeliving #debtfree #earlyretirement #retireearly #livelikenooneelse #personalfinance #onabudget #budgetlife #budgeting #savings #investments #frugoaltofire - 10 hours ago

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Sweet and spicy southwest calamari.  Free #travelhacks #latergram
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#lifehacks #creditcard #freefood #friedcalamari #calamari #squid #gbd #deepfried #fried #goldenbrown #seafood #appetizer #appetizers #foodphotography #foodie #notwhole30 #unhealthyfood #travelinstyle #weekendtrip #weekendgetaway #vacation #flightdelay #jfk #nyc #debtfreecommunity #couponcommunity #personalfinance #earlyretirement

Sweet and spicy southwest calamari. Free #travelhacks #latergram . . . . . . #lifehacks #creditcard #freefood #friedcalamari #calamari #squid #gbd #deepfried #fried #goldenbrown #seafood #appetizer #appetizers #foodphotography #foodie #notwhole30 #unhealthyfood #travelinstyle #weekendtrip #weekendgetaway #vacation #flightdelay #jfk #nyc #debtfreecommunity #couponcommunity #personalfinance #earlyretirement - 11 hours ago

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One of the most difficult things about changing your finances is trying to keep your social life. Just because you want to embrace budgeting, frugality, and financial independence doesn’t mean that your friends want to. Thankfully, you can learn how to set financial boundaries. You can read about how you can stay frugal and keep your social life at the same time by setting financial boundaries here: https://buff.ly/2G6VqgY⠀
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How do YOU stay frugal and social at the same time? Let me know in the comments!⠀
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#personalfinance #money #boundaries #healthyboundaries #setboundaries #settingboundaries #debtfreejourney #debtfreegoals #budgeting #budget #retireyoung #retirementgoals #earlyretirement #frugalliving #creditrepair #mortgagefreecommunity #moneygoals #moneymotivated

One of the most difficult things about changing your finances is trying to keep your social life. Just because you want to embrace budgeting, frugality, and financial independence doesn’t mean that your friends want to. Thankfully, you can learn how to set financial boundaries. You can read about how you can stay frugal and keep your social life at the same time by setting financial boundaries here: https://buff.ly/2G6VqgY⠀ *⠀ *⠀ *⠀ How do YOU stay frugal and social at the same time? Let me know in the comments!⠀ *⠀ *⠀ *⠀ #personalfinance #money #boundaries #healthyboundaries #setboundaries #settingboundaries #debtfreejourney #debtfreegoals #budgeting #budget #retireyoung #retirementgoals #earlyretirement #frugalliving #creditrepair #mortgagefreecommunity #moneygoals #moneymotivated - 11 hours ago

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“Why should I stop working? If I do, I’ll die and it’ll all be finished." - Karl Lagerfeld (1933 - 2019) ... Even at his last years, Karl was a prolific worker. He never retired from working in the industry that he loved.

Image reposted from @chanelofficial
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#retirement #karllagerfeld  #retire #retired #retiredlife #lifestyle #lifequotes #retirementquotes #famousqoutes #quotes
#chanel #fendi #fashion #life  #hustlehard #hustleharder #relaxandretire #earlyretirement #lateretirement #retirees #retirementplanning #retirementgoals

“Why should I stop working? If I do, I’ll die and it’ll all be finished." - Karl Lagerfeld (1933 - 2019) ... Even at his last years, Karl was a prolific worker. He never retired from working in the industry that he loved. Image reposted from @chanelofficial . . . . #retirement #karllagerfeld #retire #retired #retiredlife #lifestyle #lifequotes #retirementquotes #famousqoutes #quotes #chanel #fendi #fashion #life #hustlehard #hustleharder #relaxandretire #earlyretirement #lateretirement #retirees #retirementplanning #retirementgoals - 11 hours ago

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Just in case you needed a reminder. #gogetit #abundance #wealthy

Just in case you needed a reminder. #gogetit #abundance #wealthy - 11 hours ago

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I get comments always question why I don't use a Roth IRA account. Click on the link in my profile bio to watch my response!
#dividend #dividends #dividendgrinder #m1finance #grind #howtomakemoney #stockmarket #stocks #stock #bonds #wealth #income #m1finance #monthlydividend #dividendstock #2019stocks #2019stockmarket #dividendreinvestment #investing #m1 #m1app #dailydividend
 #stockportfolio#dailydividends #dividendinvestor #investor #earlyretirement #youtubecreator #passiveincome

I get comments always question why I don't use a Roth IRA account. Click on the link in my profile bio to watch my response! #dividend #dividends #dividendgrinder #m1finance #grind #howtomakemoney #stockmarket #stocks #stock #bonds #wealth #income #m1finance #monthlydividend #dividendstock #2019stocks #2019stockmarket #dividendreinvestment #investing #m1 #m1app #dailydividend #stockportfolio #dailydividends #dividendinvestor #investor #earlyretirement #youtubecreator #passiveincome - 11 hours ago

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I've got so many #spreadsheets going right now, trying to determine where we want to live next.
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It's exciting to daydream about the next chapter of our lives and what the future holds. The stressful part is actually going to visit places we've never been before and making a decision.
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The biggest factor in our ability to even make this decision is having a #paidoffhouse that we can sell and downsize to something a fraction of the price. Hard work and meticulous planning pays off!
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#freetimefinance #ftf #mortgagefreecommunity #mortgagefree #debtfreecommunity #firecommunity #firemovement #fire #financialindependence #spreadsheetsaremylife #earlyretirement #geographicarbitrage

I've got so many #spreadsheets going right now, trying to determine where we want to live next. . It's exciting to daydream about the next chapter of our lives and what the future holds. The stressful part is actually going to visit places we've never been before and making a decision. . The biggest factor in our ability to even make this decision is having a #paidoffhouse that we can sell and downsize to something a fraction of the price. Hard work and meticulous planning pays off! . #freetimefinance #ftf #mortgagefreecommunity #mortgagefree #debtfreecommunity #firecommunity #firemovement #fire #financialindependence #spreadsheetsaremylife #earlyretirement #geographicarbitrage - 11 hours ago

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Hump day ☀️ #bringontheweekend #earlyretirement please!! Repost: @squaresayings

Hump day #bringontheweekend #earlyretirement please!! Repost: @squaresayings - 11 hours ago

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A little late on the this post, but here’s our savings rate from January. Our goal is to surpass 62%, which was our highest percentage paid towards debt in 2018 in a single month. This year has already started with a few hiccups/inconveniences that are really trying to get us off track from our goals.  We’re trying to use any thing we can find to keep us motivated! .
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#gotdebt #freedomisachoicemovement #debtfree #debtfreecommunity #debtfreejourney #debtfreeliving #frugalliving #budgeting #money #finance #invest #financialindependence #wealth #fire #budgetingtips #personalfinance #budget #FIcommunity #debtsnowball #studentloans #college #earlyretirement #retirement #frugal #sidehustle #bookstagrammer #BNTheKnow #save

A little late on the this post, but here’s our savings rate from January. Our goal is to surpass 62%, which was our highest percentage paid towards debt in 2018 in a single month. This year has already started with a few hiccups/inconveniences that are really trying to get us off track from our goals. We’re trying to use any thing we can find to keep us motivated! . . . . #gotdebt #freedomisachoicemovement #debtfree #debtfreecommunity #debtfreejourney #debtfreeliving #frugalliving #budgeting #money #finance #invest #financialindependence #wealth #fire #budgetingtips #personalfinance #budget #FIcommunity #debtsnowball #studentloans #college #earlyretirement #retirement #frugal #sidehustle #bookstagrammer #BNTheKnow #save - 12 hours ago

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Found a sunny weekend getaway spot in Nevada to escape the recent storms in Utah😊 #earlyretirement #nevada #snowbirds #firsttimesnowbirdin #motobirds #vanlife #vanliving #fordtransit #nomad #vamping #canyouvandleit #vandy #campervan

Found a sunny weekend getaway spot in Nevada to escape the recent storms in Utah #earlyretirement #nevada #snowbirds #firsttimesnowbirdin #motobirds #vanlife #vanliving #fordtransit #nomad #vamping #canyouvandleit #vandy #campervan - 12 hours ago

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"For things to change, I have to change. For things to get better, I have to get better.”
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Nothing more to add. Perhaps only a question: DO YOU WORK ON YOURSELF FOR LIVING A BETTER FUTURE?
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I do. Day in and day out.
I keep working on making my life and lives of other people better!
How?
Setting up for being an example of what can be achieved and done!

KNOWLEDGE IS VALUABLE ONLY IF IT’S SHARED 😊

"For things to change, I have to change. For things to get better, I have to get better.” - Nothing more to add. Perhaps only a question: DO YOU WORK ON YOURSELF FOR LIVING A BETTER FUTURE? - I do. Day in and day out. I keep working on making my life and lives of other people better! How? Setting up for being an example of what can be achieved and done! KNOWLEDGE IS VALUABLE ONLY IF IT’S SHARED - 12 hours ago

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I'll be talking tonight with Stephanie from @_financesonpoint_ about Real Estate Investing! Are you considering this as a psosible side hustle?? Want more info?
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Turn my page notifications to ON so you don't miss us at 9pm EST!
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I'll be talking tonight with Stephanie from @_financesonpoint_ about Real Estate Investing! Are you considering this as a psosible side hustle?? Want more info? . . Turn my page notifications to ON so you don't miss us at 9pm EST! . . . . - 12 hours ago

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Nick Aalerud speaking about Wholesaling. Motivate, Educate, Duplicate.
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Follow @thecashflowkings 
Follow @thecashflowkings 
Follow @thecashflowkings 
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#alwaysbelearning
#alwaysbenetworking 
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#realestate #cashflowkings 
#thecashflowkings
#multifamilyinvesting #richdad #money #daveramsey #investing 
#invest
#retirement
#earlyretirement
#financialfreedom 
#marealestate #podcast #network #networking 
#rentalproperty
#investments
#motivate #educate #duplicate 
#landlord 
#hustle
#blackdiamond

Nick Aalerud speaking about Wholesaling. Motivate, Educate, Duplicate. _ Follow @thecashflowkings Follow @thecashflowkings Follow @thecashflowkings _ #alwaysbelearning #alwaysbenetworking _ #realestate #cashflowkings #thecashflowkings #multifamilyinvesting #richdad #money #daveramsey #investing #invest #retirement #earlyretirement #financialfreedom #marealestate #podcast #network #networking #rentalproperty #investments #motivate #educate #duplicate #landlord #hustle #blackdiamond - 12 hours ago

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💛There’s a full moon tonight.
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💙Take out your calculator and review your budget.
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💛Set your intentions and remember to remain positive, grateful and content.
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💙The Universe is listening 😊

There’s a full moon tonight. : Take out your calculator and review your budget. : Set your intentions and remember to remain positive, grateful and content. : The Universe is listening - 12 hours ago

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You can never have too many bad pictures of yourself. But this video is about how we react to bad situations, not bad pictures.⁣⠀
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#debtfree #financialindependence #ficommunity #debtfreejourney #debtfreecommunity #budgeting #budget #cashenvelopes #paywithcash #savemoney #babysteps #financialfreedom #podcast #businesspodcast #financialpodcast #lifestyle #savingmoney #personalfinance #entrepreneur #business #earlyretirement  #fi #financialplanning #realestate #minimalism

You can never have too many bad pictures of yourself. But this video is about how we react to bad situations, not bad pictures.⁣⠀ .⁣⠀ .⁣⠀ .⁣⠀ .⁣⠀ .⁣⠀ .⁣⠀ #debtfree #financialindependence #ficommunity #debtfreejourney #debtfreecommunity #budgeting #budget #cashenvelopes #paywithcash #savemoney #babysteps #financialfreedom #podcast #businesspodcast #financialpodcast #lifestyle #savingmoney #personalfinance #entrepreneur #business #earlyretirement #fi #financialplanning #realestate #minimalism - 12 hours ago

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It's never too late to make better decisions when it comes to your finances. Getting help is the first step.

To schedule a free consultation, just visit:  www.FinancialMentorshipGroup.com and send us a short message describing your situation. We'll promptly reach out to you to schedule your free consultation.

Follow us on:

Facebook: https://www.facebook.com/financial.mentorship.group

Instagram: https://www.instagram.com/your.money.coach

#finance #financialmentorship #financialliteracy #financial  #financialFreedom #mentor  #financialmentorshipgroup  #mentorship #financialcoach #moneycoach #moneyteam  #money #coach #lifecoach  #entrepreneur #entrepreneurship  #entrepreneurlife #invest  #investment #investing  #moneymentorship #smartmoney  #money #moneysaving  #financialhelp #retirement  #earlyretirement #coaching #mentoring

It's never too late to make better decisions when it comes to your finances. Getting help is the first step. To schedule a free consultation, just visit:  www.FinancialMentorshipGroup.com and send us a short message describing your situation. We'll promptly reach out to you to schedule your free consultation. Follow us on: Facebook: https://www.facebook.com/financial.mentorship.group Instagram: https://www.instagram.com/your.money.coach #finance #financialmentorship #financialliteracy #financial   #financialFreedom #mentor   #financialmentorshipgroup   #mentorship #financialcoach #moneycoach #moneyteam   #money #coach #lifecoach   #entrepreneur #entrepreneurship   #entrepreneurlife #invest   #investment #investing   #moneymentorship #smartmoney   #money #moneysaving   #financialhelp #retirement   #earlyretirement #coaching #mentoring - 13 hours ago

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Long post alert 🚨 Last year I made a promise to myself to not accept less than my worth at any job. If I do the work and have the experience and propel any org forward I deserve to be valued through what the job offers me in title and pay. In a year I researched and networked to understand how to negotiate any type of promotion and I managed to land a new job and negotiate my pay for higher than what was offered. Me being young, black and female the intersections of my identity can make advocating for myself in my career challenging. Negotiating is not an easy task for anyone and can be highly intimidating. It takes believing in yourself learning how to communicate your value, learning how to dare I say play the political game with your organization to be able to win at negotiations, but most of all how to advocate for yourself and being able to say no to anything that will charter you away from your goals in life. Not only considering my #debtfree goal but considering what I bring to the table in any organization I can negotiate and I actually enjoy it because I know I can win and I know that I can walk away from anything that no longer serves me especially walking away from lowering who I am and giving my all to something or someone that doesn’t value my contributions. Point being please please please learn how to negotiate. Nothing in this world is given freely if you do not ask for it and if you do not demand it. Nothing in this world will value you unless you value yourself first. You have to be confident and believe in yourself always and remain true to your worth. This post comes out of me today speaking to my employer about a title promotion and salary increase. I told him I was going to think about the offer and for our next check-in work with him for something that will work for the both of us. I do not want to leave my job but I’m not scared to leave. He acknowledged my answer and then spoke on how he admired my negotiation skills and how I approach negotiating considering the male/female inequalities in pay and leadership.

Long post alert Last year I made a promise to myself to not accept less than my worth at any job. If I do the work and have the experience and propel any org forward I deserve to be valued through what the job offers me in title and pay. In a year I researched and networked to understand how to negotiate any type of promotion and I managed to land a new job and negotiate my pay for higher than what was offered. Me being young, black and female the intersections of my identity can make advocating for myself in my career challenging. Negotiating is not an easy task for anyone and can be highly intimidating. It takes believing in yourself learning how to communicate your value, learning how to dare I say play the political game with your organization to be able to win at negotiations, but most of all how to advocate for yourself and being able to say no to anything that will charter you away from your goals in life. Not only considering my #debtfree goal but considering what I bring to the table in any organization I can negotiate and I actually enjoy it because I know I can win and I know that I can walk away from anything that no longer serves me especially walking away from lowering who I am and giving my all to something or someone that doesn’t value my contributions. Point being please please please learn how to negotiate. Nothing in this world is given freely if you do not ask for it and if you do not demand it. Nothing in this world will value you unless you value yourself first. You have to be confident and believe in yourself always and remain true to your worth. This post comes out of me today speaking to my employer about a title promotion and salary increase. I told him I was going to think about the offer and for our next check-in work with him for something that will work for the both of us. I do not want to leave my job but I’m not scared to leave. He acknowledged my answer and then spoke on how he admired my negotiation skills and how I approach negotiating considering the male/female inequalities in pay and leadership. - 13 hours ago

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“Unfortunately no one at the company left their forwarding info. It was an abrupt layoff... you know how that goes.” ——-
“I was also a VP at Toys R us. This was right before I got attacked by 2 Nigerians in Chicago” -
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#wealth #blackwealth #debtfreecommunity #earlyretirement #retirement #investing #debtfree #cashflow #blackhistorymonth #blackfuturemonth #beyonce #21savage #ynwmelly #gucci #gucciboycott #tip #ass #titties #lacefronts #weed #CBD #herbalife #herbalies #getrichquick #pyramidschemes #mlm #beyourownboss #makeyourownbail

“Unfortunately no one at the company left their forwarding info. It was an abrupt layoff... you know how that goes.” ——- “I was also a VP at Toys R us. This was right before I got attacked by 2 Nigerians in Chicago” - - - - - - #wealth #blackwealth #debtfreecommunity #earlyretirement #retirement #investing #debtfree #cashflow #blackhistorymonth #blackfuturemonth #beyonce #21savage #ynwmelly #gucci #gucciboycott #tip #ass #titties #lacefronts #weed #CBD #herbalife #herbalies #getrichquick #pyramidschemes #mlm #beyourownboss #makeyourownbail - 13 hours ago

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feel inside like outside😊
let the ocean sing your melody.
first line keeps the treasure of first line.
there is only one like this😊 ..
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#beachlife #retirement #costalliving #beachliving #beach  #surf #investment #cabarete #dominicanrepublic #caribbean #stressfreezone #expatlife #northcoast #puertoplata #santodomingo #earlyretirement #expat #miniretirement #seaside #liveoverseas #thebeachpeople

feel inside like outside let the ocean sing your melody. first line keeps the treasure of first line. there is only one like this .. . #beachlife #retirement #costalliving #beachliving #beach #surf #investment #cabarete #dominicanrepublic #caribbean #stressfreezone #expatlife #northcoast #puertoplata #santodomingo #earlyretirement #expat #miniretirement #seaside #liveoverseas #thebeachpeople - 13 hours ago

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🚨New Podcast Alert🚨We tackle divorce, military service, entrepreneurship & so much more!

Hear Timika's incredible journey that proves you may need a couple diversions on your journey but the key is to learn and improve along the way.

We promise you won't find a more obscure way to start a six figure side hustle!

Make sure to go listen, rate, and review!

Get more details at TheFIshow.com/Timika

New Podcast AlertWe tackle divorce, military service, entrepreneurship & so much more! Hear Timika's incredible journey that proves you may need a couple diversions on your journey but the key is to learn and improve along the way. We promise you won't find a more obscure way to start a six figure side hustle! Make sure to go listen, rate, and review! Get more details at TheFIshow.com/Timika - 13 hours ago

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Imma keep repeating this until you get it.

Because once you do, that $1500 rent payment is a 75 man hour rent payment at $20/hour earned.

Your $500 car note is a 50 man hour payment at $10/hour earned.

And we aint even take out taxes son...
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None of this time you can ever get back either. 
Time and health are the most important currencies we have and we’re squandering them on sht we barely even like or can even remember where we put them after 3 months.
I mean...just ask yourself what you hve your family wating tonight?
🙅🏽‍♂️ -
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#wealth #blackwealth #debtfreecommunity #earlyretirement #retirement #investing #debtfree #cashflow #blackhistorymonth #blackfuturemonth #beyonce #21savage #ynwmelly #gucci #gucciboycott #tip #ass #titties #lacefronts #weed #CBD #minimalism

Imma keep repeating this until you get it. Because once you do, that $1500 rent payment is a 75 man hour rent payment at $20/hour earned. Your $500 car note is a 50 man hour payment at $10/hour earned. And we aint even take out taxes son... ———————————————————————— None of this time you can ever get back either. Time and health are the most important currencies we have and we’re squandering them on sht we barely even like or can even remember where we put them after 3 months. I mean...just ask yourself what you hve your family wating tonight? 🏽‍♂️ - - - - - - #wealth #blackwealth #debtfreecommunity #earlyretirement #retirement #investing #debtfree #cashflow #blackhistorymonth #blackfuturemonth #beyonce #21savage #ynwmelly #gucci #gucciboycott #tip #ass #titties #lacefronts #weed #CBD #minimalism - 14 hours ago

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They're sending your boy off right!! 🌮 🌮
#earlyretirement #work #spread #retirement #taco #cake #party #bittersweet

They're sending your boy off right!! 🌮 🌮 #earlyretirement #work #spread #retirement #taco #cake #party #bittersweet - 14 hours ago

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Look at this little cinnamon roll of a pup! 💕 🐕 I’m petsitting again in Austin for three weeks, looking after this sweetheart.
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8 months into my 1 year #miniretirement trip around USA, I’ve loved unpacking my bags to settle for a while in one of my favourite cities.
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I enjoy long-term travel best when I have periods of stillness to balance out constantly being on the road. Simple things like doing a big grocery-shop (buying a whole jar of Nutella!) and doing some home-cooking become activities to look forward to. However, it’s never long before I get restless and feel the call to go exploring new places again!

Look at this little cinnamon roll of a pup! 🐕 I’m petsitting again in Austin for three weeks, looking after this sweetheart. . 8 months into my 1 year #miniretirement trip around USA, I’ve loved unpacking my bags to settle for a while in one of my favourite cities. . I enjoy long-term travel best when I have periods of stillness to balance out constantly being on the road. Simple things like doing a big grocery-shop (buying a whole jar of Nutella!) and doing some home-cooking become activities to look forward to. However, it’s never long before I get restless and feel the call to go exploring new places again! - 14 hours ago

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Join me at 3pm PST - Tag a friend - Let’s Learn and have fun
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On my #instastory for money #trivia
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Chances are you will learn something new about Credit! 🙋🏾‍♀️💰
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#MillionaireMindset #FinancialIndependence #BuildWealth #WealthCreation #GirlBoss #ItsBiggerThanMe #BlackGirlMagic #Lawofattraction #FinancialGoals #MoneyMoves #MindsetIsEverything #DebtfreeCommunity #BlackCreatives. #FinanceBlogger #EarlyRetirement #TimeFreedom #CAblogger #BlackExcellence  #MoneyExpert #financialplanning #FinancialFreedom #retirementmiracle

Join me at 3pm PST - Tag a friend - Let’s Learn and have fun _ On my #instastory for money #trivia _ Chances are you will learn something new about Credit! 🏾‍♀️ _ #MillionaireMindset #FinancialIndependence #BuildWealth #WealthCreation #GirlBoss #ItsBiggerThanMe #BlackGirlMagic #Lawofattraction #FinancialGoals #MoneyMoves #MindsetIsEverything #DebtfreeCommunity #BlackCreatives . #FinanceBlogger #EarlyRetirement #TimeFreedom #CAblogger #BlackExcellence #MoneyExpert #financialplanning #FinancialFreedom #retirementmiracle - 15 hours ago

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It’s a different kind of jungle for the next 5 days. #afterglow #panama #earlyretirement #retirement

It’s a different kind of jungle for the next 5 days. #afterglow #panama #earlyretirement #retirement - 15 hours ago

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Here’s William last June at #StewartCellars on the first day of retirement…which ended today. I guess the #unstructured life of a #travelwriter doesn’t work for him. Or maybe making him Vice President of Instagram wasn’t enough of a challenge. Can’t blame @StewartCellars: the nice folks there got his #falsestart retirement off to a fabulous start with that 2017 Sonoma Mountain Rosé he’s holding (the 2018 was recently released) in the NOMAD Heritage Library, designed by #kenfulk. The Rosé was followed by a Merlot and several Cabs, the last from one of the Beckstoffer Heritage Vineyards. (Stewart makes wines from all six of these famous vineyards, which include To Kalon and Dr. Crane. The deluxe #winetasting here, an absolute treat, includes all six.) .
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. My profile of Stewart Cellars for “The California Directory of Fine Wineries” will be in Wine Country hotels and inns in a month or so. I love this winery so much it’s also a “Fodor’s Choice” selection in the next @fodorstravel #Napa / Sonoma (comes out in June)—check out this #YountvilleCA tasting room the next time you #visitnapavalley. When William retires the next time, this will be our first stop for sure, though we’ll give him the full Beckstoffer treatment to make sure #retirement sticks. || #visitnapavalley #visitcalifornia #californiawine #winecountry #cabernetsauvignon #earlyretirement #yountville #luxurywine #kenfulkdesign

Here’s William last June at #StewartCellars on the first day of retirement…which ended today. I guess the #unstructured life of a #travelwriter doesn’t work for him. Or maybe making him Vice President of Instagram wasn’t enough of a challenge. Can’t blame @StewartCellars : the nice folks there got his #falsestart retirement off to a fabulous start with that 2017 Sonoma Mountain Rosé he’s holding (the 2018 was recently released) in the NOMAD Heritage Library, designed by #kenfulk . The Rosé was followed by a Merlot and several Cabs, the last from one of the Beckstoffer Heritage Vineyards. (Stewart makes wines from all six of these famous vineyards, which include To Kalon and Dr. Crane. The deluxe #winetasting here, an absolute treat, includes all six.) . . . My profile of Stewart Cellars for “The California Directory of Fine Wineries” will be in Wine Country hotels and inns in a month or so. I love this winery so much it’s also a “Fodor’s Choice” selection in the next @fodorstravel #Napa / Sonoma (comes out in June)—check out this #YountvilleCA tasting room the next time you #visitnapavalley . When William retires the next time, this will be our first stop for sure, though we’ll give him the full Beckstoffer treatment to make sure #retirement sticks. || #visitnapavalley #visitcalifornia #californiawine #winecountry #cabernetsauvignon #earlyretirement #yountville #luxurywine #kenfulkdesign - 15 hours ago

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Goodbye Renaissance, thank you for thinking I'm special because of my "loyalty". #latergram

#travelhacks #lifehacks #freemoney #marriottbonvoy #marriott #loyaltyrewardsprogram #elitestatus #weekendtrip #weekendgetaway  #budgettravel #travelonabudget #travelinstyle #nyc #newyorkcity #timessquare #timesquare #hotelroom #pricesensitiveconsumer #goodlocation #savetime #savemoney #buildwealth #earlyretirement #debtfreecommunity #couponcommunity #personalfinance #lnf #brg #shoparound

Goodbye Renaissance, thank you for thinking I'm special because of my "loyalty". #latergram #travelhacks #lifehacks #freemoney #marriottbonvoy #marriott #loyaltyrewardsprogram #elitestatus #weekendtrip #weekendgetaway #budgettravel #travelonabudget #travelinstyle #nyc #newyorkcity #timessquare #timesquare #hotelroom #pricesensitiveconsumer #goodlocation #savetime #savemoney #buildwealth #earlyretirement #debtfreecommunity #couponcommunity #personalfinance #lnf #brg #shoparound - 16 hours ago

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Happy Full Moon!

Use the energies surrounding the full moon to build your wealth.

During this time, the energy surrounding the full moon tends to be quite intense, particularly for energetically sensitive empaths. 
This can be an ideal time of positive opportunity if you optimize the energies surrounding this period accordingly. 
It can increase your positive energy or it can intensify your negative emotions. 
The energy is very powerful so it’s important to direct it with positive intention. 
Knowing that our positive and negative emotions will be intensified and learning how to manage it is an opportunity to clear blocks to manifesting abundance. 
Our emotions can act as a compass as we navigate our journey to financial freedom. 
Emotions can shed valuable insights on how to take inspired action. 
When it comes to achieving your life vision, it comes down to being in the vibration of what you desire. 
After all, when we vibrate at the same frequency of the best version of ourselves, we are better able to manifest financial breakthroughs.

Here's how to optimize the energy surrounding the full moon to manifest wealth: https://www.notabondgirl.com/blog/full-moon-manifest-wealth -
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#financialfreedom #financialplanning #holisticwealth #sucessmindset #financialsuccess #fullmoon #lunarnewyear #earlyretirement #lunar #manifestation #manifest #lawofabundance #loa #buildwealth #positiveenergy #financialindependenceretireearly #firecommunity #abundance #alignment #positivevibesonly #financialhealth #mindsetiseverything #reiki #moneymindset #moneychakra #creativepreneur #creativelife #spiritualawakening #spiritualgrowth #spiritjunkie

Happy Full Moon! Use the energies surrounding the full moon to build your wealth. During this time, the energy surrounding the full moon tends to be quite intense, particularly for energetically sensitive empaths. This can be an ideal time of positive opportunity if you optimize the energies surrounding this period accordingly. It can increase your positive energy or it can intensify your negative emotions. The energy is very powerful so it’s important to direct it with positive intention. Knowing that our positive and negative emotions will be intensified and learning how to manage it is an opportunity to clear blocks to manifesting abundance. Our emotions can act as a compass as we navigate our journey to financial freedom. Emotions can shed valuable insights on how to take inspired action. When it comes to achieving your life vision, it comes down to being in the vibration of what you desire. After all, when we vibrate at the same frequency of the best version of ourselves, we are better able to manifest financial breakthroughs. Here's how to optimize the energy surrounding the full moon to manifest wealth: https://www.notabondgirl.com/blog/full-moon-manifest-wealth - - - - - - #financialfreedom #financialplanning #holisticwealth #sucessmindset #financialsuccess #fullmoon #lunarnewyear #earlyretirement #lunar #manifestation #manifest #lawofabundance #loa #buildwealth #positiveenergy #financialindependenceretireearly #firecommunity #abundance #alignment #positivevibesonly #financialhealth #mindsetiseverything #reiki #moneymindset #moneychakra #creativepreneur #creativelife #spiritualawakening #spiritualgrowth #spiritjunkie - 16 hours ago

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Some of you may remember we took out the ANZ black credit card last year purely for the 75,000 free qantas frequent flyer points sign-up bonus. The annual fee in the first year was waived. We received the points (they work out to be 0.01c per point so essentially $750 worth of flights) and we used them towards our flights for our wedding. ⠀⠀⠀⠀⠀⠀⠀⠀⠀
We also used the credit card to pay for pretty much everything we could (and of course immediately paid it off with our savings so never paid any interest). We were still nervous about canceling the card BUT i can can confirm we have successfully cancelled it without paying any fees! AND we ended up receiving another $750 worth of flights just from using the card for day to day spending. We may not continue with this strategy as we don’t want to affect our credit rating by taking out and cancelling another card, but it’s a great idea for anyone looking for some free flights, even as a once off!

Some of you may remember we took out the ANZ black credit card last year purely for the 75,000 free qantas frequent flyer points sign-up bonus. The annual fee in the first year was waived. We received the points (they work out to be 0.01c per point so essentially $750 worth of flights) and we used them towards our flights for our wedding. ⠀⠀⠀⠀⠀⠀⠀⠀⠀ We also used the credit card to pay for pretty much everything we could (and of course immediately paid it off with our savings so never paid any interest). We were still nervous about canceling the card BUT i can can confirm we have successfully cancelled it without paying any fees! AND we ended up receiving another $750 worth of flights just from using the card for day to day spending. We may not continue with this strategy as we don’t want to affect our credit rating by taking out and cancelling another card, but it’s a great idea for anyone looking for some free flights, even as a once off! - 16 hours ago

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There’s just something about the beach, that makes me EXTREMELY happy!!🏝😝😎
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#beachbum #Florida #travel #worldcitizen #wonderlust #beach #ocean #clearwater #clearwaterbeach #goodvibes #happy #lifeisgood #funinthesun #beachvibes #newbeginnings #escapingwinter #smile #love #justcaremore #selfcare #happiness #roadtrip #longhairdontcare #imustacheyouaquestion #fuckwork #earlyretirement #travelholic #sun #sundayfunday #getoutthere

There’s just something about the beach, that makes me EXTREMELY happy!!🏝😎 ————— ———— ——— —— — - #beachbum #Florida #travel #worldcitizen #wonderlust #beach #ocean #clearwater #clearwaterbeach #goodvibes #happy #lifeisgood #funinthesun #beachvibes #newbeginnings #escapingwinter #smile #love #justcaremore #selfcare #happiness #roadtrip #longhairdontcare #imustacheyouaquestion #fuckwork #earlyretirement #travelholic #sun #sundayfunday #getoutthere - 16 hours ago

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Invest in forex trading and earn amazing profits weekly .  Dm me for more info
#stealthwealth #biggerpockets #earlyRetirement #Fire #financialfreedom #millennialsretireyoung #retireyoung #personalfinance #moneygoals #debtfreecommunity #debtfreejourney #success #investments #financetips #moneytips #financialindependence #savings #save #debtfreeliving #frugal #daveramsey #creditscore #finances #frugalliving #financialgoals #savemoney #millionairemindset #debtfreedom #buildwealth

Invest in forex trading and earn amazing profits weekly . Dm me for more info #stealthwealth #biggerpockets #earlyRetirement #Fire #financialfreedom #millennialsretireyoung #retireyoung #personalfinance #moneygoals #debtfreecommunity #debtfreejourney #success #investments #financetips #moneytips #financialindependence #savings #save #debtfreeliving #frugal #daveramsey #creditscore #finances #frugalliving #financialgoals #savemoney #millionairemindset #debtfreedom #buildwealth - 16 hours ago

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Yesterday, Ryan and I had a chance to get outside and visit one of our local state parks.  We both love being outside.

We spend a lot of time dreaming about owning a place in the woods someday, but with #debtfreedom only three days away, the reality of that dream seems a little more solid.

I don’t know if we will ever actually buy a cabin in the woods, but it’s fun to talk about an idea like that and know that it’s not as far-fetched as it once was.

Until then, we will just keep enjoying our free hikes in PA’s beautiful state parks. 🌲✌️☺️ #debtfreecommunity #debtsnowball #debtfree #debtfreejourney #financialpeace #earlyretirement #fpu #babysteps #babystep2 #daveramseybabysteps #daveramsey

Yesterday, Ryan and I had a chance to get outside and visit one of our local state parks. We both love being outside. We spend a lot of time dreaming about owning a place in the woods someday, but with #debtfreedom only three days away, the reality of that dream seems a little more solid. I don’t know if we will ever actually buy a cabin in the woods, but it’s fun to talk about an idea like that and know that it’s not as far-fetched as it once was. Until then, we will just keep enjoying our free hikes in PA’s beautiful state parks. 🌲#debtfreecommunity #debtsnowball #debtfree #debtfreejourney #financialpeace #earlyretirement #fpu #babysteps #babystep2 #daveramseybabysteps #daveramsey - 17 hours ago

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What a weekend jammed pack with shopping!

What a weekend jammed pack with shopping! - 17 hours ago

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2/19/19
extremely frustrating, but certainly necessary. nothing like a good ole calf strain + itbs to humble your butt. icing, massaging, stretching and [unfortunately] resting this week. prayers & positive vibes needed! s/o to my girl @camib22 for lookin’ out for her gdo 👩🏼‍⚕️ #coach #doctor #mom #nutritionist #doby #cam
😳🦵🏼💥🙅🏻‍♂️
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#cantstopwontstop #stopped #kms #oldandwearybones #listentoyourbody #mia #earlyretirement #extra #dramatic #ripkiawah #runraleigh #raleighrunning #runnerlife

: 2/19/19 extremely frustrating, but certainly necessary. nothing like a good ole calf strain + itbs to humble your butt. icing, massaging, stretching and [unfortunately] resting this week. prayers & positive vibes needed! s/o to my girl @camib22 for lookin’ out for her gdo 🏼‍⚕️ #coach #doctor #mom #nutritionist #doby #cam 🦵🏼🏻‍♂️ • • • #cantstopwontstop #stopped #kms #oldandwearybones #listentoyourbody #mia #earlyretirement #extra #dramatic #ripkiawah #runraleigh #raleighrunning #runnerlife - 17 hours ago

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😃 CREDIT TIP TUESDAY 😃

Living expenses are the biggest bill for everyone! Unless you are paying your personal mortgage then your living expenses are excluded from  your credit history! 
WE CAN HELP YOU WITH THIS...... WE CAN LEGALLY REPORT YOUR RENT PAYMENTS TO YOUR CREDIT REPORT TO BOOST YOUR CREDIT SCORE!! DM ME & ASK ME HOW 📲

#creditplugatl🔌 #atlcreditbae #creditchampsatl #creditchampsusa #usacreditrepair #fixmycredit #creditscoreexpert #wegetresults #usacredit #newhome #newcar #credit #creditcards #travel #valoan #fhaloans #military #750creditscore #800creditscore #850creditscore #creditexpert #residualincome #earlyretirement #younginvestor #creditwealthmentor #certifiedcreditspecialist #financialplanning #debtfree

CREDIT TIP TUESDAY Living expenses are the biggest bill for everyone! Unless you are paying your personal mortgage then your living expenses are excluded from your credit history! WE CAN HELP YOU WITH THIS...... WE CAN LEGALLY REPORT YOUR RENT PAYMENTS TO YOUR CREDIT REPORT TO BOOST YOUR CREDIT SCORE!! DM ME & ASK ME HOW #creditplugatl #atlcreditbae #creditchampsatl #creditchampsusa #usacreditrepair #fixmycredit #creditscoreexpert #wegetresults #usacredit #newhome #newcar #credit #creditcards #travel #valoan #fhaloans #military #750creditscore #800creditscore #850creditscore #creditexpert #residualincome #earlyretirement #younginvestor #creditwealthmentor #certifiedcreditspecialist #financialplanning #debtfree - 17 hours ago

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😃 CREDIT TIP TUESDAY 😃

Living expenses are the biggest bill for everyone! Unless you are paying your personal mortgage then your living expenses are excluded from  your credit history! 
WE CAN HELP YOU WITH THIS...... WE CAN LEGALLY REPORT YOUR RENT PAYMENTS TO YOUR CREDIT REPORT TO BOOST YOUR CREDIT SCORE!! DM ME & ASK ME HOW 📲

#creditplugatl🔌 #atlcreditbae #creditchampsatl #creditchampsusa #usacreditrepair #fixmycredit #creditscoreexpert #wegetresults #usacredit #newhome #newcar #credit #creditcards #travel #valoan #fhaloans #military #750creditscore #800creditscore #850creditscore #creditexpert #residualincome #earlyretirement #younginvestor #creditwealthmentor #certifiedcreditspecialist #financialplanning #debtfree

CREDIT TIP TUESDAY Living expenses are the biggest bill for everyone! Unless you are paying your personal mortgage then your living expenses are excluded from your credit history! WE CAN HELP YOU WITH THIS...... WE CAN LEGALLY REPORT YOUR RENT PAYMENTS TO YOUR CREDIT REPORT TO BOOST YOUR CREDIT SCORE!! DM ME & ASK ME HOW #creditplugatl #atlcreditbae #creditchampsatl #creditchampsusa #usacreditrepair #fixmycredit #creditscoreexpert #wegetresults #usacredit #newhome #newcar #credit #creditcards #travel #valoan #fhaloans #military #750creditscore #800creditscore #850creditscore #creditexpert #residualincome #earlyretirement #younginvestor #creditwealthmentor #certifiedcreditspecialist #financialplanning #debtfree - 17 hours ago

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😃 CREDIT TIP TUESDAY 😃

Living expenses are the biggest bill for everyone! Unless you are paying your personal mortgage then your living expenses are excluded from  your credit history! 
WE CAN HELP YOU WITH THIS...... WE CAN LEGALLY REPORT YOUR RENT PAYMENTS TO YOUR CREDIT REPORT TO BOOST YOUR CREDIT SCORE!! DM ME & ASK ME HOW 📲

#creditplugatl🔌 #atlcreditbae #creditchampsatl #creditchampsusa #usacreditrepair #fixmycredit #creditscoreexpert #wegetresults #usacredit #newhome #newcar #credit #creditcards #travel #valoan #fhaloans #military #750creditscore #800creditscore #850creditscore #creditexpert #residualincome #earlyretirement #younginvestor #creditwealthmentor #certifiedcreditspecialist #financialplanning #debtfree

CREDIT TIP TUESDAY Living expenses are the biggest bill for everyone! Unless you are paying your personal mortgage then your living expenses are excluded from your credit history! WE CAN HELP YOU WITH THIS...... WE CAN LEGALLY REPORT YOUR RENT PAYMENTS TO YOUR CREDIT REPORT TO BOOST YOUR CREDIT SCORE!! DM ME & ASK ME HOW #creditplugatl #atlcreditbae #creditchampsatl #creditchampsusa #usacreditrepair #fixmycredit #creditscoreexpert #wegetresults #usacredit #newhome #newcar #credit #creditcards #travel #valoan #fhaloans #military #750creditscore #800creditscore #850creditscore #creditexpert #residualincome #earlyretirement #younginvestor #creditwealthmentor #certifiedcreditspecialist #financialplanning #debtfree - 17 hours ago

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Ouch 
#financialfreedom #mutualfund #money #equities #earlyretirement #finance #savings #stocks #debt #assets #liabilities #growth #cashflow #financialliteracy

Ouch #financialfreedom #mutualfund #money #equities #earlyretirement #finance #savings #stocks #debt #assets #liabilities #growth #cashflow #financialliteracy - 18 hours ago

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During our last episode on networking, we enjoyed a Blood and Honey American Ale by Revolver Brewing which you can find and learn all about on Untappd. A huge thanks to Jake in Texas for donating this beer to the show!
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And if you haven’t already- be sure to listen as $Pro Jordan Harbinger really brings his networking expertise to the podcast. It’s inspirational and challenging at the same time!
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#howtomoney #frugalliving #podcast #businesspodcast #financialpodcast #pournotpoor #pnp #bikes #biking #bikecommuting #savingmoney #fitness #community #craftbeer #beer #personalbudget #personalfinance #entrepreneur #business #culture #mrmoneymustache #timferriss #daveramsey #earlyretirement #financialindependence #financialfreedom #financeblogger #financialplanning #moneyblogger

During our last episode on networking, we enjoyed a Blood and Honey American Ale by Revolver Brewing which you can find and learn all about on Untappd. A huge thanks to Jake in Texas for donating this beer to the show! . And if you haven’t already- be sure to listen as $Pro Jordan Harbinger really brings his networking expertise to the podcast. It’s inspirational and challenging at the same time! . . . . . . . #howtomoney #frugalliving #podcast #businesspodcast #financialpodcast #pournotpoor #pnp #bikes #biking #bikecommuting #savingmoney #fitness #community #craftbeer #beer #personalbudget #personalfinance #entrepreneur #business #culture #mrmoneymustache #timferriss #daveramsey #earlyretirement #financialindependence #financialfreedom #financeblogger #financialplanning #moneyblogger - 18 hours ago

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🥠Personal Insight: 
I just finished updating my tracker for income and costs for the month so far💵. Too many takeaways on those cold dark nights (oops!).🥡🍣🥟🥟
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#thefinanceinsider #TFIthisisme #debtfreeuk #earlyretirement#dontbeastranger
#livingonabudget #factsaboutme #totalmoneymakeover #weeklybudget#debtfreegoals
#introducemyself #personalfinance #sayhi #financialliteracy #frugalliving #onabudget
#savingmoney #happytobehere #moneysaver #makefriends #womensupportwomen#accountability
#debtfree #inspire#aboutme #me #selfawareness #personaldevelopment #investing #budget

🥠Personal Insight: I just finished updating my tracker for income and costs for the month so far. Too many takeaways on those cold dark nights (oops!).🥡🥟🥟 . . . . . #thefinanceinsider #TFIthisisme #debtfreeuk #earlyretirement #dontbeastranger #livingonabudget #factsaboutme #totalmoneymakeover #weeklybudget #debtfreegoals #introducemyself #personalfinance #sayhi #financialliteracy #frugalliving #onabudget #savingmoney #happytobehere #moneysaver #makefriends #womensupportwomen #accountability #debtfree #inspire #aboutme #me #selfawareness #personaldevelopment #investing #budget - 18 hours ago

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Livin’ that F L O R I D O G poolside cabana life ⛱⛳️🎾🍹#queen #earlyretirement #Bknowsbest @carlyerin11

Livin’ that F L O R I D O G poolside cabana life ⛱#queen #earlyretirement #Bknowsbest @carlyerin11 - 18 hours ago

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Where I am and where I am going. And yes I’m swapping Netflix with Hulu. My family and I have a strategy where each of us will pay for a streaming service and freeload. It saves us money and I have a large enough family to be able to have the major tv and music streaming services.

Where I am and where I am going. And yes I’m swapping Netflix with Hulu. My family and I have a strategy where each of us will pay for a streaming service and freeload. It saves us money and I have a large enough family to be able to have the major tv and music streaming services. - 18 hours ago

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Live to be 100, or die trying 😊
www.winter-sun.net 
#travel #retire #retirement 
#bucketlist #cheaptravel #dailyquotes #earlyretirement #escapewinter

Live to be 100, or die trying www.winter-sun.net #travel #retire #retirement #bucketlist #cheaptravel #dailyquotes #earlyretirement #escapewinter - 18 hours ago

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Here’s an amazing picture that @altmix from @howtomoneypod snapped while I was recording this week’s episode with @jillianjohnsrud. Don’t we look so calm and casual? You’d never know that we were melting in 1,000% humidity. It is not possible to express how hot it was outside in Orlando, FL in September last year. But we suffered through for all of you!
#wedoitforyou #humiditysucks #immelting #popcornfinance

Here’s an amazing picture that @altmix from @howtomoneypod snapped while I was recording this week’s episode with @jillianjohnsrud. Don’t we look so calm and casual? You’d never know that we were melting in 1,000% humidity. It is not possible to express how hot it was outside in Orlando, FL in September last year. But we suffered through for all of you! #wedoitforyou #humiditysucks #immelting #popcornfinance - 18 hours ago

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When the snow and water mix into that perfect slush that renders your derailleurs and gears an inoperable block of ice. I had to take boiling water from a gas station to my whole drive train to bring it back.. And now to find some dirt as work was called off on this lovely snow day! #earlyretirement #bikeshostruggle #notahax #bikehax #suntourslave

When the snow and water mix into that perfect slush that renders your derailleurs and gears an inoperable block of ice. I had to take boiling water from a gas station to my whole drive train to bring it back.. And now to find some dirt as work was called off on this lovely snow day! #earlyretirement #bikeshostruggle #notahax #bikehax #suntourslave - 18 hours ago

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As promised. Some “tea” on me as I build this website. I have so many candid topics to explore and I hope you stop by. Click the link in the bio and I will keep you posted as I update! #fiftyish #50andover #womenover50 #womenoverfifty #aginggracefully #blackwomen #selflove #selfcare #skincare #shoeoftheday #picoftheday #retired #earlyretirement #makeuptips #relaxation #restpretty #over50style #fabover50

As promised. Some “tea” on me as I build this website. I have so many candid topics to explore and I hope you stop by. Click the link in the bio and I will keep you posted as I update! #fiftyish #50andover #womenover50 #womenoverfifty #aginggracefully #blackwomen #selflove #selfcare #skincare #shoeoftheday #picoftheday #retired #earlyretirement #makeuptips #relaxation #restpretty #over50style #fabover50 - 19 hours ago

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When daughter edits the producer's work. #earlyretirement #homeschooling

When daughter edits the producer's work. #earlyretirement #homeschooling - 19 hours ago

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Step 1: cut em up.
Step 2: close em out.
Step 3: use the dual account method we teach in the book. (Swipe left)
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“How do I build up my credit report??” A question I get on a daily basis in my line of work. The answer takes a bit of reprogramming to understand, however.

Brace yourself, I am going to explain something to you that no one wants you to know:

With a clean credit report and money in the bank, you can do anything on earth. “What? No! Blasphemy!” Yes indeed. But whats probably less heard of? Me explaining to you that the way to get said money in the bank is to stop “building” and otherwise using credit.

Your credit report is simply a list of public filings, loan obligations and how you’ve handled those loan obligations. There is nothing to build up. Those of us with money, keep our reports clean with little as possible on it. Again – with a clean credit report you can do anything.

What most people refer to in”building up” is a credit score. That credit score, which calculates the riskiness of providing you a loan, is completely worthless in wealth building. Poor people are taught to stay in debt with loan products while the wealthy lend those poor people money and then teach their kids to invest in the companies/banks that lend those same poor people money.

Instead, what should be focused on being built up – for anyone wishing to achieve wealth – is your investment portfolio. That portfolio should be funded with cash as I do mine. Our courses will teach you how to do so when you’re ready.

Recap: your credit report is to be kept clean with no new entries. Your credit score is worthless in regards to wealth building so never attempt to build anything on it. 
Again – the only reason to use a credit score is to get into debt you shouldn’t have been in in the first place.

Your cash reserves and investments are what you should focus on building. When you pay no one interest each month, you’ll see the snowball effect of a positive cash-flow, investment appreciation and compound interest. Its amazing.

From this day forth, you can pay attention or pay interest.

Wealth is Simple.
Poverty is much more complicated.

Step 1: cut em up. Step 2: close em out. Step 3: use the dual account method we teach in the book. (Swipe left) ——————————————————————————— “How do I build up my credit report??” A question I get on a daily basis in my line of work. The answer takes a bit of reprogramming to understand, however. Brace yourself, I am going to explain something to you that no one wants you to know: With a clean credit report and money in the bank, you can do anything on earth. “What? No! Blasphemy!” Yes indeed. But whats probably less heard of? Me explaining to you that the way to get said money in the bank is to stop “building” and otherwise using credit. Your credit report is simply a list of public filings, loan obligations and how you’ve handled those loan obligations. There is nothing to build up. Those of us with money, keep our reports clean with little as possible on it. Again – with a clean credit report you can do anything. What most people refer to in”building up” is a credit score. That credit score, which calculates the riskiness of providing you a loan, is completely worthless in wealth building. Poor people are taught to stay in debt with loan products while the wealthy lend those poor people money and then teach their kids to invest in the companies/banks that lend those same poor people money. Instead, what should be focused on being built up – for anyone wishing to achieve wealth – is your investment portfolio. That portfolio should be funded with cash as I do mine. Our courses will teach you how to do so when you’re ready. Recap: your credit report is to be kept clean with no new entries. Your credit score is worthless in regards to wealth building so never attempt to build anything on it. Again – the only reason to use a credit score is to get into debt you shouldn’t have been in in the first place. Your cash reserves and investments are what you should focus on building. When you pay no one interest each month, you’ll see the snowball effect of a positive cash-flow, investment appreciation and compound interest. Its amazing. From this day forth, you can pay attention or pay interest. Wealth is Simple. Poverty is much more complicated. - 19 hours ago

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